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ZMoney Agent Download

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ZMoney Agent

The official app & game

Distributed by ApkOnline






Run this app named ZMoney Agent or download it using ApkOnline. You can do it using our Android online emulator.

Agent banking is a financial inclusion service which has been adopted by the bank to extend our retail reach across all segments. The agent is expected to render basic financial services on behalf of the bank.

Agency Banking refers to a type of branchless banking to improve financial inclusion, bring banking services/products closer to the people and acquire a wider customer base.

\tAccount opening
\tCash withdrawal
\tCash deposit
\tFunds transfers
\tBills payment
\tAirtime Purchase
General guidelines

Agency Banking operates in partnership with agents to conduct financial transactions on behalf of the bank. Customers visit the agent locations to perform financial services.
Customer pays for the services.

Transaction commission to both the bank and the agent

Project Objectives:
To grow retail accounts.
To provide financial services to the unbanked
Bring banking services/ products closer to the people
Increase awareness of retail products
Earn income from the services/ transactions performed


1. Account opening With BVN
\tAgent keys in intending customers Bvn
\tBVN validates customers information.
\tAgent impute customers e-mail, and phone number
\tCustomers get an OTP on the mobile number provided
\tAgent inputs OTP to complete account opening.

2. Account Opening Without BVN
\tAgent keys in intending customer Surname and First name
\tEnters Date of Birth
\tKeys in E-mail (optional)
\tEnters Mobile number
\tCustomer receive an OTP on the mobile number provided
\tAgent inputs OTP to complete account opening.

2. Funds transfer/Deposit
I.\tZenith Bank (cash deposit)
\tAgent receives cash from customer
\tAgent imputes Customers account number
\tSystem validates account number
\tAgent imputes amount and narration.
\tAgent enters PIN to complete cash deposit.
\tAgents Till account is debited, customers account is credited.

II.\tOther Bank
\tAgent receives cash from customer
\tAgent imputes customers account number
\tSelects customers bank
\tSystem validates customers account information.
\tAgent impute amount, Narration, senders name and phone number.
\tAgent enters PIN to complete
\tAgents Till account is debited, other bank account is credited.

3. Cash Out
\tAgent imputes account number
\tSystem validate account number
\tAgent impute Amount
\tOTP is sent to customers alerts number.
\tAgent imputes OTP and Pin to complete transaction.
\tAgent Till account is credited, Customers account is debited.

4. Bills payments Multichoice, Discos and all Quickteller billers are available on the platform. Fee is N100.

5. Air Time purchase Airtime vending for all Telcos are available.
\tAgents receives cash from customer
\tSelect network operator
\tInputs mobile number and Amount
\tAgent enters PIN to complete transaction
\tAgents Till is debited.
\tCustomer mobile number is credited.

Run or download ZMoney Agent using our android online emulator from ApkOnline.net