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SendSpend Download

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Run this app named SendSpend or download it using ApkOnline. You can do it using our Android online emulator.

SendSpend is a revolutionary mobile payment app for consumers and small businesses who dont have a bank account or credit card. The App is free and there are no set-up fees or monthly fees for users. Making payments and transfers is free for personal use customers.

Business users may pay a small transaction fee for receiving payments and are able to request payments from SendSpend customers either by entering the customers registered cell-phone number or by generating a QR code for the customer to scan. Small business owners without a bank account are also able to sell on-line by using SendSpends proprietary e-Commerce Payment Gateway and receive their funds immediately.

SendSpend abides by Google T&Cs and is, therefore, unfortunately not available for preload or sideload on new Huawei devices. For more info, visit

To use SendSpend, you will need to accept the following permissions:

The SendSpend App offers 4 payment methods to small businesses

Instant Pay Payment Requested using customers cell-phone number
Online Payments Request Payment using the SendSpend Online Shop Plug-In or Payment Gateway Funds will reflect in your SendSpend App immediately.
QR Code Scan QR Coe for quick in-store payments
In-Wallet Purchases Pre-Paid Data, Electricity, Gift Cards

Consumers are also able to use their SendSpend App to send funds to a friend or family member or request money from other SendSpend Customers using the SendSpend App. Transfers are INSTANT and FREE!

Pay In-Store on Online wherever the SendSpend Payment Logo is displayed
Pay by Accepting a Payment Request sent to your registered cell-phone number
Purchase Pre-Paid Gift Cards, Electricity, Date, TV from within the SendSpend App
Send Money to friend, family member or loved one Domestic or International
Request Money from a friend, family member or loved one Domestic or International

Deposit or Withdraw Cash with an Agent
Deposit or Withdraw Cash directly from/to your bank account
Have your salary or wages paid into your SendSpend App
Search and Locate SendSpend Agents easily by using the built-in Search Function.
Compare Commission Charged, Distance and Location of Agent and select the one that best suits your needs
Set Up an Appointment with the Agent so that they have cash available for you when you arrive
Request and Agent to deliver the cash to you or collect cash form you if you are not able to leave your home or place of work

Earn Rewards by Referring SendSpend to your contacts

Security is taken very seriously:
- Photo of person you are paying or agent you are depositing/withdrawing cash from is displayed to you in your app, so you can be sure youre dealing with the correct person
- Your PIN (Personal Identification Number) is required to authorise every transaction
- Certain High-Risk transactions will also require you to enter an OTP (One Time Password)

Registration is Quick, Easy, Takes Seconds and is done entirely using the App. No Need to Visit a store. All you need is:
ID/Passport Number
Cell Phone Number
Take a Selfie

Run or download SendSpend using our android online emulator from


Developer: SendSpend

Recent changes: * Optimised app performance.
* Added additional features.
* Bus fixes.