3-PEAT Variable Withdrawal Sim Download

 

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DESCRIPTION

Download this app named 3-PEAT Variable Withdrawal Sim.

i-orp is a web tool from James S. Welch, Jr. that optimizes a retirement plan using steady investment growth rates. A single run of the model suggests an annual spending amount that can be counted upon to continue to the end of the planning horizon. But the steady investment growth rate assumption does not match what the markets deliver, so the available spending value from this single model run can not be counted-upon in down markets. This is sometimes referred to as the "sequence of returns" aspect of retirement planning.

The idea for this app came from James' 3-PEAT paper, where he outlines how output balances from the first year of a model run may be altered based on historical investment rates and used to feed into a second model run. As this process continues, the result is how a retiree's available spending might look if the returns in the future map to those of some earlier era.

Updates:

Enter initial balances and assumptions, same as i-orp.com

Select a specific historical start year

Run the iterative set of models to see what your balances would do, given that historical starting year.

If there were years where the spending decreased more than you would have liked, you can go to settings and try the spend limit by PE10 option.

 

 

3-PEAT Variable Withdrawal Sim from ApkOnline.net